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From a primitive lifestyle to the modern way of living, we have undergone several changes in digital payment methods. Business, economics, money, and the payments-everything went to the renovations or maybe innovations. Today state of the art in payments is irresistible.

The present digital payment system is backed by cutting-edge technology that is undergoing everyday innovations.

Here we go, let’s dive into the groundbreaking modern digital payments.

Biometric Authentication

Biometric authentication is one of the verification methods where it uses biological and structural characteristics. …


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The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress. It is in charge of banking and consumer safety and maintains the stability to keep up the public’s confidence in the nation’s financial system.

The FDIC insures deposits and supervises the financial institutions for the safety and wellness of the deposits. It manages the receiverships and works to make the complex financial systems resolvable.

The History

In 1933, during the Franklin D. Roosevelt administration, the FDIC was established to solve the rising bank failures, and a nationwide crisis occurred in the 1920s and early 1930s (during the Great Depression).


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In the world of finance and trading, real-time funds transfer is playing a crucial role in the market. It has bought in the urgency for financial institutions and other organizations to adopt the real-time feature to make immediate payments in no-time.

Across the world, customers’ are increasingly expecting more efficiency and convenience in payment transactions. Specifically, speed, security, and ease are inroads creating new paths in the finance market. The expectations are now inevitable.

Creating a New Era

To meet consumers’ rising expectations, financial institutions are leveraging digital technologies and are transforming the way we pursue payments.

To make everyday banking more efficient, payment…


Blockchain with its decentralized ledger system provides a solid foundation to build a cheaper, faster, and more secure alternative payment network to the current traditional transaction system, which is plagued by inefficiencies, slow functionality, and high costs associated with transferring money.

PayCircle_io

PayCircle offers technology-driven solutions to industry leaders, helping them streamline payments, transaction settlements, and asset management globally.

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